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Terms & Conditions

Last updated: January 15, 2026

1. Acceptance of Terms

By accessing and using the website vornetilamx.com (hereinafter, the "Site"), you agree to be bound by these Terms and Conditions of use. If you do not agree with any of these terms, we request that you refrain from using the Site. Vornetilamx S.A. de C.V. reserves the right to modify these terms at any time, with such modifications becoming effective upon their publication on the Site.

2. Description of Service

Vornetilamx offers through its digital platform financial guidance services, economic education, and connection with government social support programs aimed at Mexican citizens. The informational services provided through the Site are for guidance purposes and do not constitute binding financial, tax, or legal advice. For specific financial decisions, it is recommended to consult directly with a certified advisor.

3. Eligibility

The Site's services are aimed at individuals over 18 years of age residing in the United Mexican States. By using our services, you represent and warrant that you meet these eligibility requirements. Minors must have the authorization and supervision of their parent or legal guardian to use the Site.

4. Use of the Site

The user agrees to use the Site in accordance with applicable legislation, these Terms and Conditions, generally accepted morals and customs, and public order. It is prohibited to use the Site for unlawful purposes or purposes that harm the rights and interests of third parties. The user shall refrain from: reproducing, copying, distributing, or modifying the content of the Site without prior written authorization; using the Site to transmit material containing computer viruses or any malicious code; attempting to access restricted areas of Vornetilamx's computer systems.

5. Intellectual Property

All content on the Site, including but not limited to texts, graphics, logos, icons, images, audio and video files, software, and graphic design, is the property of Vornetilamx S.A. de C.V. or its licensors and is protected by Mexican intellectual and industrial property laws, as well as applicable international treaties. Unauthorized use of any material contained on the Site may constitute a violation of copyright, trademark, and other applicable legislation.

6. Limitation of Liability

The information provided on the Site is offered "as is" and "as available." Vornetilamx does not guarantee that the Site is free of errors, viruses, or other harmful components, or that access to it will be uninterrupted. Vornetilamx shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site. Connection with government programs is subject to the requirements and availability established by the competent authorities; Vornetilamx acts solely as an information facilitator.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement, approval, or responsibility by Vornetilamx regarding the content of those sites. Vornetilamx is not responsible for the content, privacy policies, or practices of third-party websites.

8. Personal Data Protection

The processing of your personal data will be governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using the Site and providing your personal data, you accept the processing described in said Privacy Policy, prepared in accordance with the Federal Law for the Protection of Personal Data Held by Private Parties.

9. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws in force in the United Mexican States. For the interpretation and enforcement of these terms, the parties expressly submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of their present or future domicile. This agreement constitutes the complete understanding between the user and Vornetilamx regarding the use of the Site.

10. Contact

For any questions, clarifications, or comments regarding these Terms and Conditions, you can contact us through the following means: Vornetilamx S.A. de C.V., Av. Paseo de la Reforma 505, Floor 32, Col. Cuauhtémoc, C.P. 06500, Mexico City, Mexico. Email: contacto@vornetilamx.com. Phone: +52 (55) 4170-8823. Business hours: Monday to Friday from 9:00 AM to 6:00 PM (Central Mexico time).

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